The Federal Housing Finance Agency (FHFA) has announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. See below for the new limits that will be available in January 2019.

Conforming Loan Limits for all of Arizona:

• 1 unit – $484,350
• 2 unit – $620,200
• 3 unit – $749,650
• 4 unit – $931,600

For a map of the 2019 maximum loan limits across the U.S. click here.

This is great news and helpful to future home buyers. Why? An increase in loan limits means more buyers can qualify for higher priced homes with the benefits of conventional loan programs. In 2018, home buyers looking at homes priced above the prior limits would have had to wait to put more money down OR try to get a 2nd mortgage OR even get a jumbo loan.

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