In this episode we discuss how borrowers interested in a refinance and home purchase are affected by the current pandemic.
In this episode we discuss how past due or delinquent accounts can quickly be turned over to a collections department or agency that will then become responsible for collecting the debt. Debt collectors can be intimidating to consumers, especially when their attempts to collect a debt lead to daily calls, emails, letters, and text messages. The idea of facing off with debt collectors can be overwhelming, but knowing what mistakes to avoid when dealing with debt collectors can be beneficial to consumers.
For a mortgage, how high is your insurance deductible allowed to be? In this podcast, we cover how you can get the lowest premium you can get with the highest deductible.
Customers often say to us, "I pay my credit cards off every month." But when we pull their credit report, we'll see large balances reported on their credit report and their scores will be lower than they thought. Here we discuss why that happens and the trick to avoid the bureaus reporting a high balance on your credit cards.
We cover how to refinance student loans into a mortgage without it being considered a cash out refinance. Did you know that if you take cash out of your home in a refinance, the interest rate is higher? There is an exception with student loans, but there are some details you need to know.