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News, Tips, and Advice Column2018-07-24T12:19:43-07:00

Mistakes to Avoid When Dealing with Debt Collectors

In this episode we discuss how past due or delinquent accounts can quickly be turned over to a collections department or agency that will then become responsible for collecting the debt. Debt collectors can be intimidating to consumers, especially when their attempts to collect a debt lead to daily calls, emails, letters, and text messages. The idea of facing off with debt collectors can be overwhelming, but knowing what mistakes to avoid when dealing with debt collectors can be beneficial to consumers.

By |February 26th, 2020|Categories: Blog|0 Comments

Best Tips to Keep Your Credit Utilization Low to Improve Credit Scores

Customers often say to us, "I pay my credit cards off every month." But when we pull their credit report, we'll see large balances reported on their credit report and their scores will be lower than they thought. Here we discuss why that happens and the trick to avoid the bureaus reporting a high balance on your credit cards.

By |February 14th, 2020|Categories: Blog|0 Comments

How to Refinance Student Loans Into Your Mortgage

We cover how to refinance student loans into a mortgage without it being considered a cash out refinance. Did you know that if you take cash out of your home in a refinance, the interest rate is higher? There is an exception with student loans, but there are some details you need to know.

By |January 30th, 2020|Categories: Blog|0 Comments