The Mortgage Brothers Show

Up to date news, tips, and advice, so you can make real estate decisions with confidence.

New 2022 Conventional loan limits are now $647,200 – Now available!

10-29-2021About MortgagesEddie Knoell
Today we’ve got an important announcement. So, we just want to get right to it. Conforming loan limits just went up! They’re now at… drumroll… $647,200!READ MORE

How Should You Hold Title? Community Property, Joint Tenancy, Tenants in Common, etc. What Does it All Mean?

10-12-2021About MortgagesEddie Knoell

In this post, we’re talking about what it means to hold title on a property and some different ways you might hold it. If you want to dig really deep into this, we suggest checking with legal counsel. We’re simply mortgage experts trying to answer some questions. It’s not an exhaustive list, but let’s dig into some common questions and scenarios.

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Have You Inherited A Home? What You Need To Know Before You Can Sell or Refinance?

09-26-2021About MortgagesEddie Knoell

In this post, we’re going to be discussing what to do if you inherit a home. The calls we get about this are often a bit somber. We’re sorry for your loss and we hope this post can serve as a jumping off point to help get you through this difficult time. Upfront, we’re not attorneys, so if you have more complicated questions about taxes owed and the like you should start by giving an attorney a call. This is meant to be a brief overview. It’s not comprehensive. If you have more questions about any of what is discussed give us a call at 602-535-2171. We’d be happy to help. In the meantime, let’s go through a few different scenarios.

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Cashout Refinance VS HELOC

09-21-2021About MortgagesEddie Knoell

In this post, we’re going to answer the question of whether you should go with a cash-out refinance or a HELOC (a Home Equity Line of Credit). It really comes down to one word: circumstances. The circumstances really impact what the right option is. So, let’s look at a couple of scenarios.

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What If My Spouse Dies and I’m Not On The Mortgage?

09-14-2021About MortgagesEddie Knoell

In this post, we’re going to touch upon unfortunate circumstances: death. The death of a loved one is incredibly hard to go through. We hope that we can, at the very least, make navigating these tragic circumstances a little bit easier. We’re going to be discussing what to do if, when your spouse has died, you might be wondering what to do with the mortgage if you’re not on the loan.

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Who CAN and CANNOT Be On Title When you Get A Mortgage?

09-07-2021About MortgagesEddie Knoell

In this post, we’re going to be answering the question: who can you add on a title when you’re getting a mortgage? You might be surprised how many times, when you’re in the middle of a mortgage, this question comes up.

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5 Important Things To Know Before Choosing A Lender

08-21-2021About MortgagesEddie Knoell

In this post, we’re going to be covering the top five things you need to know before you start choosing a lender. We hope that this helps you find the perfect lender to help you buy the home of your dreams.

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FHA Loans and What you Need to Know

08-20-2021About MortgagesEddie Knoell

In this post, we’re going over FHA loans and answering some of the most common questions we get asked about them.

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Conventional Loans and What You Need to Know

07-28-2021About MortgagesEddie Knoell

In this post, we’re talking about conventional loans. In short, a conventional loan is a mortgage note that is owned by Fannie Mae or Freddie Mac. But, let’s dive a bit further in.

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What Are The 5 Top Things You Need To Know Before You Apply For A Mortgage To Purchase A House?

07-24-2021About MortgagesEddie Knoell

In this post we’re covering the top five things you need to know before you apply for a mortgage to purchase a home. So, let’s get to it.

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Does an 800 credit score actually give you a better mortgage interest rate?

06-15-2021About MortgagesEddie Knoell

In this post, we’re going to be discussing how your credit score actually impacts your mortgage interest rate.

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How Does My Car Loan Payment Affect My Mortgage?

06-09-2021About MortgagesEddie Knoell

In this post, we’re talking about car payments and how they affect mortgages. As loan officers, we’re in the business of trying to calculate how much a person qualifies for or not. Because car payments are such an everyday part of life for so many people, we wanted to give a brief rundown of how your car payments might be affecting your mortgage purchasing power.

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