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This simple Reverse Mortgage Calculator gives you an estimate of how much a reverse mortgage may offer you in the form of a monthly payment OR lump sum of cash. Note, this will give you a ‘Ballpark’ estimate, click below for a detailed quote.

Home's Appraised Value

Age of Youngest Eligible (Borrower or Co-Borrower)

Balance of ALL Mortgages

If you want to receive a lump sum cash? This is how much you would receive.

Want to receive monthly payments? This is how much you would receive.

Monthly

Annual

Advanced show

Payout Rate

HECM Eligible Amount

10-Year LIBOR Swap Rate

Lender's Margin

Monthly Insurance Premium

Initial mortgage insurance

Other closing costs (appraisal, titling, etc.)

Total Upfront Costs

Percentage of Upfront Costs to be Financed

Term Payment Calculator: Desired Term Horizon (Years)

Will You Borrow Less Than 60% of the Principal Limit in the First Year?

Principal Limit Factor

Age

Modified Expected Rate

Loan origination fee

Maximum Possible Amount

NET AVAILABLE AS A TERM PAYMENT

Monthly

Annual

Thank you for outstanding service in the refinance of our home! Not only were you professional and courteous, you were realistic and honest. Our transaction was easier than we could have imagined and we will definitely call on you for our future needs! Again, thank you for everything!

Kristy Bartusek, Tempe, Arizona 85284

Want to receive a detailed Reverse Mortgage Quote?

See Frequently Asked Questions on Reverse Mortgages. Clarify what is Myth and what is Fact