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FHA loan limit update for 2021

The Mortgage Brothers Show

FHA loan limit update for 2021

This coming year brings some great news when it comes to FHA loans. The limit’s gone up for 2021 and a whole new potential bucket has opened up for interested buyers. The FHA is really helping a lot of people, especially if they’re on the lower end of the credit score or if they have a higher debt to income ratio.

New Opportunities

Just three weeks ago, we had a borrower that loved this house. It was within the $350,000 to $355,000 range. We had the credit score and the down payment that fit the FHA program, but the problem was that the FHA loan limit only allowed a purchase price of $343,000. Unfortunately, it was a gap that couldn’t be bridged.

But it will be when 2021 comes and the FHA loan limit will increase to…


That’s a huge number that gives you as a borrower so much more purchasing power.

A few last thoughts.

Now, this limit is just for a single-family residence in Maricopa County. For a duplex, the FHA loan limit is $471,00, and a triplex is $569,450, and for a fourplex it is $685,400.


Thanks for listening and reading the Mortgage Brothers Show. Let us know if you have any questions you’d like us to answer on this podcast. You can email your questions to or

Be sure to ask us for a free quote on your next mortgage. We’ll personally work with you and help you through the whole process.

Signature Home Loans LLC does not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. Signature Home Loans NMLS 1007154, NMLS #210917 and 1618695. Equal housing lender.


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