The Mortgage Brothers Show

Up to date news, tips, and advice, so you can make real estate decisions with confidence.

How Much Home Can You Afford VS How Much Home Should You Buy?

03-23-2021About MortgagesEddie Knoell

A lot of people ask us “how much can we qualify for” or “how much should we qualify for?” when it comes to applying for a mortgage. In other words: What prices of home should I be looking at?


When Refinancing Is It Better To Roll In Closing Costs Or Pay Them At Closing?

03-21-2021About MortgagesEddie Knoell

In this post, we’re going to dig into a question we get a lot: Is it better for me to pay my closing costs upfront or roll them all into the loan?

The number you’re thinking about probably isn’t just closing costs alone

Often what you think of as “Closing Costs” are actually the closing costs plus prepaid taxes and insurance, plus an interest rate. When you get a quote from a lender, they’re likely incorporating the prepaid taxes and insurance in the quote for closing costs.