Home Loans Made Simple
Trusted Mortgage Experts in Arizona
At The Mortgage Brothers, we simplify the mortgage process for families across Arizona
3 min / no credit impact
We Are Brokers Advocating For You
The Mortgage Brothers have helped thousands of families secure their dream homes in Arizona. From first-time buyers in Phoenix, to or an investment property in Mesa. How about a second home in Flagstaff, Payson, or Pinetop? We provide personalized solutions tailored to the unique needs of Arizona families. As mortgage brokers, we shop your scenario so banks compete for your business! We have access to rates and loan programs other banks can’t offer.
Local Expertise
Our Arizona roots ensure tailored strategies for every region, whether you’re buying in Scottsdale or refinancing in Tucson, or looking to get out of the heat and buy a second home to Flagstaff.
Wide Lender Network
We connect you with multiple lenders to find the best rates and terms available in Arizona.
Fast Pre-Approvals
Our streamlined process ensures you can make competitive offers in the fast-moving Arizona market.
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Meet The Mortgage Brothers — Experts You Can Trust
As third-generation Arizona natives, the Knoell family has been deeply rooted in Phoenix real estate for over 70 years, earning an excellent reputation for quality and trust. Both Eddie and Thomas are co-founders of AZ Mortgage Brothers and hold Nationwide Mortgage Licensing System (NMLS) IDs and Arizona Loan Originator Licenses, ensuring they meet all federal and state requirements for mortgage lending.
Thomas Knoell
Co-founder of AZ Mortgage Brothers and a leading expert in mortgage lending. Thomas’s deep understanding of first-time buyer needs makes him a favorite among clients in Gilbert and Tucson. NMLS ID #1618695, Arizona Loan Originator License #LO-0942229.
Eddie Knoell
Co-founder with decades of experience, Eddie has helped thousands of families navigate the mortgage process. His expertise simplifies the journey to homeownership for clients across Arizona. NMLS ID #210917, Arizona Loan Originator License #LO-0911422.
Our Recognition & Commitments
Angie's List Super Service Award
Awarded for consistently delivering exceptional customer service, the Angie’s List Super Service Award recognizes our dedication to meeting and exceeding client expectations in mortgage lending.
Equal Housing Opportunity Certification
This certification highlights our commitment to providing fair and equitable housing opportunities for all clients, ensuring compliance with federal non-discrimination laws in the mortgage process.
Partnered with FHA Approved Institutions
We are partnered with FHA-approved lending institutions allowing us to offer secure, government-backed mortgage solutions, providing peace of mind to homebuyers seeking trusted financing options.
Shop Local Commitment
Supporting our local communities, this recognition showcases our dedication to offering personalized mortgage services that strengthen local economies and build lasting relationships.
Plan Your Arizona Mortgage with Confidence
Wondering how much home you can afford in Scottsdale? Use our mortgage calculator to estimate monthly payments and find a loan that works for you.
Personalize Your Arizona Mortgage Estimate
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Your Path to Homeownership in 3 Easy Steps
Initial Consultation
Let’s discuss your goals and explore your options, whether you’re buying in Phoenix or refinancing in Mesa.
Loan Pre-Approval
Submit your documents, and we’ll connect you with the best loan options from our network of Arizona lenders.
Close Quickly and Confidently
Our team ensures a smooth closing process, helping you move into your new home without stress.
Explore Our Mortgage Solutions
At The Mortgage Brothers, we offer a variety of mortgage solutions tailored to meet your needs. Whether you’re a first-time homebuyer or looking to refinance, we have the expertise to guide you through the process.
Conventional Home Loans
Ideal for buyers with good credit and a stable income, offering competitive rates and terms and down payments as low as 1% for first time home buyers
Jumbo Loans
For high-value properties that exceed conforming loan limits, providing flexible financing options.
FHA Home Loans
Government-backed loans ideal for lower credit borrowers and low to-moderate-income buyers, requiring lower down payments and great interest rates.
Reverse Mortgage
A financial tool for seniors to convert home equity into cash while retaining home ownership.
Refinancing
Options to lower your interest rate or access equity in your home through refinancing.
FHA Streamline Refinance
A simplified refinancing option for existing FHA borrowers that can lower your monthly payments.
VA Loans
Rightfully so, this is the best loan available to veterans and active military members with favorable terms and no down payment required.
Private Money Lender
Access alternative financing options through private lenders for unique situations. No Income verifications in some cases.
First Time Home Buyer
Specialized programs and guidance designed to help first-time buyers navigate the mortgage process confidently.
Reverse Mortgage for a Home Purchase
Use your home equity to buy your dream home without monthly mortgage payments.
Explore Reverse Purchase Options
Is Your Credit Score Ready for Homeownership?
Your credit score is the gateway to mortgage approval and better rates. Discover where you stand and how it impacts your home buying journey.
What Our Clients Are Saying
At The Mortgage Brothers, we take pride in helping families achieve their homeownership dreams. Here’s what some of our satisfied clients have to say about their experience with us:
I was referred to Eddie through my sister-n-law. I had tried a previous company but wasn’t satisfied. I have been extremely happy with Eddie’s mortgage team. Everything was done online through emails. This was very helpful as both my husband and I work full time during the day and really have no time to do this. Emails were responded to on a daily basis and in a very quick manner. Every step of the process was done very professionally and friendly. I always hesitated to do a refinance because of the large amount of paperwork and meetings. But this didn’t happen that way. I highly recommend Eddie’s mortgage team for your refinancing needs.
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Chris and Vicky Smith, Avondale, Arizona
Eddie and his team are fantastic to work with! They are efficient, friendly and very professional. They communicate to all parties in the transaction; making it a very smooth transaction every time. As a real estate agent, this makes my job that much easier when I have a lender who always performs and most of the time is even ahead of schedule. I can’t say enough good things about Eddie as a mortgage lender!
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Elizabeth Todd – H2 Realty, Phoenix, Arizona
My husband and I would like to thank you for an outstanding job you did with our refinance. You are so knowledgeable and kept us updated on each step of the way. Your professionalism was impeccable and your timing was perfect. As you know, I am a Realtor and have dealt with many mortgage people along my career. You are heads and shoulders beyond most I have worked with. Your communication skills are unique in this business. You were reassuring throughout this entire procedure. I just want you to know I will be proud to refer you to my family, friends and Clients.
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Marleen Kapanicas – Homesmart, Scottsdale, Arizona
Our mortgage service through Eddie Knoell was seamless throughout. It was like having someone watch over the process without us having any concern in the process. All questions were answered promptly and completely with the correct issues addressed without extra fanfare, like dealing with a trusted family member. Thanks again Eddie!!!
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Thomas and Carol Milberry, Queen Creek, Arizona 85242
I met Eddie Knoell in 2012 through a client. He communicates very well, through every step of the process. Before I can even start to wonder what is going on, he’s picked up the phone and called to let me know where we are in the process. He closes every deal and communicates through it well. He’s patient with the questions and great with every client I have sent his way.
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Nancy Perry – Solutions Real Estate, Avondale, Arizona
Answers to Your Arizona Mortgage Questions
What's the advantage of working with a mortgage broker instead of a bank?
As brokers, we can shop around multiple lenders to find you the best deal. We’re not limited to one bank’s products and can often find creative solutions for unique circumstances. We ask ‘Where can we get this loan approved?’ instead of ‘Can we approve this loan?’
What loan options are available for first-time buyers in Gilbert?
FHA loans and local programs for first-time buyers are great options. We’ll guide you through the process and find the best fit.
How does refinancing work in Mesa?
Refinancing replaces your current mortgage with a new one, often with better terms. It’s a great way to save money on your Arizona home loan.
We are Here to Simplify the Home Loan Process
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Your Dream Home in Arizona Is Closer Than You Think
From the valley of Phoenix, to the mountains of Pinetop and Payson, and to the beautiful city of Tuscon. The Mortgage Brothers are here to simplify your experience.
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Get in Touch with The Mortgage Brothers
Have questions or need assistance? Our team is here to help you navigate your mortgage journey.
Fill out the form below, and one of our mortgage experts will get back to you shortly.
We’re committed to providing personalized solutions for your unique situation, whether you’re a first-time homebuyer in Phoenix or looking to refinance in Scottsdale.